Liverpool Solicitors

• the sole relationship between the business and the person insured is that of employer and employee;
• the person insured owns 5 per cent or less of the company’s shares;
• the insurance is intended to compensate the business for the loss of profit resulting from the loss of the employee’s contribution to it; and
• the policy term expires when the employee leaves the business (i.e. it is not a whole-of-life policy).

A couple who had large-scale alterations to their house done, including the creation of a substantial basement room, found that the basement suffered from substantial water penetration, which commenced shortly after it was completed in 2001.

Damage by animals is not common, in spite of the lurid headlines one sees in the popular press. However, if your animal does cause damage or injury to someone else, what is the extent of your liability?

1. Is the damage the sort of thing which is likely to occur if the animal is left unrestrained or is likely to be severe if the animal is unrestrained?
2. Is the damage caused by the animal due to a characteristic of the animal which is not normally found in the species (which is interpreted in case law as applying to breeds, rather then species as such)? and
3. Does the animal’s keeper have knowledge of the characteristic of the animal which is at the root of the damage?

When it comes to repair obligations under a lease, most of the respective obligations of landlord and tenant are clear. Occasionally, however, something crops up for which responsibility isn’t clear; and then, the scene is set for a dispute.

A plant hire company has been fined £7,000 and ordered to pay costs of £10,000 following an accident on a building site in which an excavator bucket filled with concrete fell off the arm of the machine supplied by the company and crushed the site foreman to death.

The plant hire company was convicted on the grounds that it ‘did not have a suitable regime of inspection for the plant it hired out to ensure safety conditions were maintained’ and that it had ‘also supplied the eq uipment without adequate safety warning signs, written information and instruc tions or CE marking’. The company had also neglected to ensure the attachments supplied with the excavator were maintained in an efficient state, working order and in good repair.

A maintenance operative who carried on working after suffering a fall was found to have ruptured a tendon in his knee after seeing his doctor the next day.

If you have been injured at work through no fault of your own, you could be entitled to compensation. Contact us for advice on making a claim.

The availability of affordable housing in rural areas has been a problem for many years, with young people often having to move away in order to find employment that will enable them to get on the housing ladder.

HM Revenue and Customs (HMRC) claim that they have been informed of half a million people who hold cash in offshore tax havens…indicating that the stashing of cash in low-tax areas is a pastime of the middle classes as well as the wealthy.